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Monday, July 10, 2023

5 ways homeowners can prepare for summer pests


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5 ways homeowners can prepare for summer pests

(BPT) - As we quickly approach warmer months, homeowners are getting ready for their summertime favorites, including spending more time outdoors and entertaining for backyard barbecues. However, they should be on guard from uninvited house guests: pests.

Pests, like spiders and ants, are often considered to be just a nuisance, but some can pose a threat to your property. According to Groundworks, spiders, carpenter ants and cockroaches are among the biggest pest threats homeowners face.

While pests can find their way into homes year-round, some seasons are worse than others. According to research from the University of Washington, outside of the tropics, insects reproduce at higher rates in warmer weather, so you'll see more bugs during spring and summer.

Don't wait for pest problems to crop up at your home and ruin the summertime fun. Follow these five steps to protect your home and family from pests.

1. Seal up entry points

Pests like ants, spiders and cockroaches are small and crafty, and are able to enter your home through tiny cracks, gaps and holes. Make it harder for bugs to get in by sealing up entry points with caulk or weather stripping in your home's walls, doors and windows. Don't forget to inspect areas where pipes and wires enter your home and seal any entry points you find.

2. Take a proactive approach to pest control

Before you have a major summertime pest problem on your hands, take a proactive approach by having a line-up of products at the ready like insecticides, traps and repellents.

There are a variety of pest control products available depending on your specific pest needs. For example, Raid Essentials offers a complete line of products to target specific insects with plant-based ingredients. Whether you're dealing with ants, roaches, house flies, mosquitoes or spiders, you can rest assured that you're using products from a brand backed by over 65 years of insect research. Remember to read the label and follow instructions for best results.

3. Emphasize tidying up

Keeping your home clean is a simple but effective pest preventative. Pests are attracted to food, water and shelter, so it's critical to keep your home extra clean and tidy in the warmer weather to prevent becoming an attractive sanctuary for bugs.

The kitchen attracts a wide variety of insects, and open or improperly stored food can quickly turn the kitchen into a breeding ground for bugs. Make sure your food is stored tightly in sealed containers or purchase small packages that can be used in a shorter period of time. Keep your kitchen and dining room free of crumbs and spills by regularly vacuuming floors and wiping down counters and tables.

4. Maintain your yard

Outdoors in their own territory, pests can breed undeterred, creating more unwanted visitors that can invade your home. Maintain your yard so it doesn't become a bug haven. Make sure to remove any piles of debris or yard waste where pests can hide and thrive away from prying eyes.

Trees and bushes that touch your home create bridges for ants, spiders, flies and other pests to enter. Make sure to trim overgrown bushes and trees regularly.

5. Eliminate standing water

Mosquitoes lay eggs in pooled water, so make sure to eliminate any sources of standing water. Inspect your home and fix leaky faucets, drains and pipes. In areas of the home that are always damp, like your basement, run a dehumidifier.

Don't forget to check your yard to make sure gutters flow smoothly and aren't blocked by leaves and waste. If needed, extend downspouts farther from your home to improve drainage. Make sure empty pots, grill covers, tires and other items that can collect water are emptied regularly.

Don't let pests keep you from enjoying your home during the warmer months. Using these five tips, you can take active steps to help prevent and eliminate pests so you can enjoy the weather without worry.

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Wednesday, July 5, 2023

Are your business finances in shape? A checklist to get you organized

"Bigdoggpinc" - I am your Eyeball Acquisition Specialist. Success in life, in anything, depends upon the number of persons that one can make himself agreeable to. #mindfulness #goingaboveandbeyond #bigdoggpinc



Are your business finances in shape? A checklist to get you organized

(BPT) - By Irana Wasti, Chief Product Officer of BILL

As a business owner, keeping your finances thriving is critical, especially if you’re looking to do more with less as many small and midsize businesses (SMBs) are. Having your finances in shape can open the door to new markets, products and services, customers, and expanded advertising and hiring.

Staying organized — especially with cashflow records — is one of the best ways to ensure your business continues to succeed. If you want to manage and optimize your finances and ensure your business finances are in good shape, follow these five simple, effective steps.

1. Go paperless

Drowning in paper? Opting out of reconciling credit cards and bank statements on paper and transitioning your accounts payable (AP) and accounts receivable (AR) to a digital system can easily declutter your finances. By switching your payables and receivables over to a digital system, you'll virtually eliminate the need for managing everything on paper.

You can save money and time by sending payments with just a few clicks and automating recurring payments. Also, automation can optimize approval and review workflows, and reduce human error and time spent on routine tasks. With smart, AI driven software, getting started can be as easy as taking a picture of your next bill. And it continues to pay off with peace of mind and improved efficiency in the future.

2. Secure and organize financial documents

Without so much paper, you may find it easier to keep all your financial records organized, secure and easily accessible. For example, when customer Mount Tamalpais College adopted BILL, they were able to more easily adapt to hybrid work (physically working on site and virtually), streamline AP and spend far less time shepherding documents for signatures and approvals. If they go through an audit, they'll have all their important documents stored in one convenient, accessible place.

3. Take a financial inventory

Another helpful step is to take a financial inventory and review your business spending habits. The goal is to gain more comfort and clarity over your finances and to use this information to make more informed financial decisions. This can be even easier if you’re using financial automation software that provides visibility into your cash flow and lets you generate reports. You should review to see if:

  • You can cut back or reallocate funds to better align with your goals.
  • Your cash flow is consistently challenged, and if you can implement strategies to improve it.
  • Your business has any outstanding debt and if you can pay off or consolidate debt.
  • You can negotiate vendor contracts for better terms or switch to more cost-effective vendors.

4. Make it easier to pay and get paid

According to a study by PYMNTS, 49% of invoices become overdue. Since getting paid on time is essential to your company's financial health, it's time to roll up your sleeves and do a deep clean of your AR.

Use your reporting system to pull up all your unpaid invoices. This will quickly give insights into which clients owe you money and if some regularly take too long to pay. If you use BILL, you can set up auto reminders to let clients know when payments are due or if anything is overdue.

Take control of your cash flow and avoid late payments by making your payment process easier. You can do so by expanding payment options, such as accepting credit cards, ACH bank transfers, PayPal and more, so your clients can have more options to pay you. You can also consider using an online portal to enable customers to pay invoices online and set up autopay and flexible payment plans to improve your cash flow.

5. Set new goals and plan

If you've reached your initial business goals, it doesn't mean you should sit on your laurels. It's essential to spend a little time planning the future of your business. This could include setting aside funds for future investments, building an emergency fund, preparing for potential market changes, or even succession planning and contributing more to your personal retirement accounts.

By going paperless, organizing your financial documents, doing a thorough financial inventory, reviewing unpaid invoices and planning for the future, you can ensure that your business is on the right path to meet its financial goals and thrive this year and beyond.

Financial automation does not have to be hard, complicated, or reactive. At BILL, we can help take proactive action to you get your business finances in shape by streamlining your AP and AR workflows for better visibility and control of your cash flows. To see how it works, visit Bill.com/Signup to start your risk-free trial.

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